Ultimate Budget Planner
Plan every dollar, log spending in seconds, and see your whole year on one dashboard.
Budget templates for Excel & Google Sheets
Take control of your money with one simple spreadsheet.
Ready-to-use templates for budgeting, paying off debt and saving, with every formula already built. Type in your numbers and watch your plan come together.
- Excel & Google Sheets
- Instant download
- One-time price, no subscription
- Formulas done for you
Works in Excel & Google Sheets
Download instantly
Check out securely through Gumroad and download your template straight away.
Fill in the cream cells
Type your numbers into the cream-colored cells. All the formulas are already built.
Watch it update
Totals, charts and progress bars update the moment you type. No setup, no macros.
Templates
Pick the template for the job
Each template comes with a blank copy and a filled-in example, plus a Start Here tab that walks you through setup.
Debt Snowball & Avalanche Planner
Enter your debts once and get your exact debt-free date, payoff order and interest saved.
Paycheck Budget Planner
Know exactly which bills each paycheck covers, and what's left to spend, all year.
Savings Goals & Sinking Funds Tracker
Track up to 12 goals with progress bars, monthly targets and a 52-week savings challenge.
Net Worth Tracker
Watch your net worth grow month by month across every account, with automatic charts.
Side Hustle Income & Expense Tracker
Track income, expenses and mileage, and see your profit and tax set-aside every month.
Best value
Complete Money Toolkit (All 6 Templates)
Every Sprout Sheets template in one download. Save $27 vs. buying them separately ($56).
$29$56
- Ultimate Budget Planner$12
- Debt Snowball & Avalanche Planner$9
- Paycheck Budget Planner$9
- Savings Goals & Sinking Funds Tracker$7
- Net Worth Tracker$7
- Side Hustle Income & Expense Tracker$12
Free calculators
Run the numbers in seconds
No sign-up and no email. Everything is calculated in your browser, and nothing you type is sent anywhere.
Debt Payoff Calculator
Compare snowball vs. avalanche and find your debt-free date.
Open calculator →50/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings.
Open calculator →Savings Goal Calculator
How much to save each month, or how long your goal will take.
Open calculator →Net Worth Calculator
Add up what you own and owe to see where you stand.
Open calculator →Guides
Learn the methods that work
Debt Snowball vs. Debt Avalanche: Which Payoff Method Is Right for You?
Both methods work. Here's how they compare on interest, speed and motivation, using a real four-debt example.
Read · 5 min →The 50/30/20 Rule: A Simple Budget That Actually Works
Split your take-home pay into needs, wants and savings. What goes where, a worked example, and when to change the ratio.
Read · 4 min →How to Budget Biweekly Paychecks (When Your Bills Are Monthly)
Assign every bill to the right paycheck, smooth out the heavy weeks, and make the most of three-paycheck months.
Read · 4 min →Free download
Start with our free 50/30/20 budget
A one-page budget spreadsheet that splits your income into needs, wants and savings automatically. Free for Excel and Google Sheets.
FAQ
Questions & answers
Do I need Microsoft Excel?
No. Every template works in Microsoft Excel (2016 or newer, Microsoft 365, Excel for Mac) and in free Google Sheets. To use Google Sheets, upload the file to Google Drive and open it with Google Sheets.
How do I get my template?
Checkout is handled securely by Gumroad. Right after you pay, you'll see a download link, and Gumroad emails you a copy so you can download it again any time.
Is this a subscription?
No. Every template is a one-time purchase and the file is yours to keep.
Can I use the templates on my phone?
You can view and edit them in the Excel or Google Sheets mobile apps, but setting up is easiest on a computer.
Are the templates financial advice?
No. They're organizing tools that do the math for you. For advice about your situation, talk to a qualified professional.
What if I have a problem with a file?
Reply to your Gumroad receipt email and we'll help you sort it out.