Everything you need, nothing you don't
All your goals in one place
Emergency fund, vacation, car, holidays: set a target and date for each goal or sinking fund.
Know what to save each month
The tracker works out how much you need to set aside each month to hit every goal on time.
On track or behind?
Each goal shows its progress bar and status at a glance, so you know where to focus.
Simple deposit log
Log deposits and withdrawals in seconds by picking the goal from a dropdown.
52-week challenge
Increasing, decreasing or fixed weekly amounts, with a running total as you tick off each week.
100 envelope challenge
The popular $5,050 challenge, with a grid that turns green as you fill each envelope.
In your download
- Start Here tabQuick setup guide.
- Goals tabUp to 12 goals with targets and dates.
- Deposit logEvery deposit and withdrawal by goal.
- DashboardProgress bars, monthly targets, status and chart.
- Savings challenges52-week challenge and 100 envelope challenge.
- Example + blank copiesSee it filled in, then make it yours.
Complete Money Toolkit (All 6 Templates)
Every Sprout Sheets template in one download. Save $27 vs. buying them separately ($56).
$29$56
- Ultimate Budget Planner$12
- Debt Snowball & Avalanche Planner$9
- Paycheck Budget Planner$9
- Savings Goals & Sinking Funds Tracker$7
- Net Worth Tracker$7
- Side Hustle Income & Expense Tracker$12
Questions & answers
What's a sinking fund?
Money you set aside little by little for an expense you know is coming, like car insurance, holidays or a vacation. Our guide to sinking funds explains it in detail.
Do I need a separate bank account for each goal?
No. Many people keep all their goals in one savings account and use this tracker to know how much belongs to each goal.
Can I record withdrawals?
Yes. Enter a negative amount in the deposit log and the goal's balance updates.
How does the 100 envelope challenge work?
You number 100 envelopes from $1 to $100 and fill one at a time in any order. Fill them all and you've saved $5,050.
Does it work in Google Sheets?
Yes. Upload the file to Google Drive and open it with Google Sheets.