Everything you need, nothing you don't
One number that tells the truth
See everything you own minus everything you owe, updated whenever you enter new balances.
Five minutes a month
Copy in your balances once a month. The tracker does all the math.
Watch the trend
A line chart shows your net worth over time, plus your change since last month and since you started.
Know where you stand
See totals by type: cash, investments, retirement, property, and each kind of debt.
Set a goal
Add a net worth goal and track your progress toward it.
Excel or Google Sheets
Standard formulas only, so it works in Excel and Google Sheets.
In your download
- Start Here tabHow to set up and update monthly.
- Setup tabYour accounts, types, start month and goal.
- Balances tab36 months of balances on one grid.
- DashboardNet worth, changes, breakdowns and charts.
- Example + blank copiesSee it filled in, then make it yours.
Complete Money Toolkit (All 6 Templates)
Every Sprout Sheets template in one download. Save $27 vs. buying them separately ($56).
$29$56
- Ultimate Budget Planner$12
- Debt Snowball & Avalanche Planner$9
- Paycheck Budget Planner$9
- Savings Goals & Sinking Funds Tracker$7
- Net Worth Tracker$7
- Side Hustle Income & Expense Tracker$12
Questions & answers
How often should I update it?
Once a month works well. Pick the same day each month so the numbers are comparable.
What should I count as an asset?
Cash, investments, retirement accounts, and property and vehicles at realistic resale values. Skip everyday belongings.
Should I include my home and car?
Yes, at a realistic value, along with their loans as liabilities.
Is my data private?
Your numbers live only in your own file. Nothing is uploaded anywhere unless you choose to use Google Sheets.
Does it work in Google Sheets?
Yes. Upload the file to Google Drive and open it with Google Sheets.