Everything you need, nothing you don't
Built around your paydays
Enter your pay frequency and first payday. The planner lays out every paycheck for the next 12 months.
Bills land on the right paycheck
Each bill is assigned to the paycheck you receive on or before its due date and before your next payday. No more guesswork.
Know what's left, every time
See exactly how much each paycheck has left after bills and planned spending, and spot tight paychecks weeks in advance.
Plan spending per paycheck
Set amounts for groceries, gas, savings and fun money that come out of every paycheck.
A bill calendar for the year
A grid shows every bill against every paycheck, with totals.
Printable paycheck checklist
Pick a paycheck and print a tidy checklist of what to pay.
In your download
- Start Here tabSet up in a few minutes.
- Setup tabPay schedule, bills with due days and per-paycheck spending.
- Paychecks tabEvery paycheck with bills, spending and what's left.
- Bill calendarBills × paychecks for the whole year.
- Paycheck detailA printable checklist for any paycheck.
- Example + blank copiesLearn from the example, then fill in the blank.
Complete Money Toolkit (All 6 Templates)
Every Sprout Sheets template in one download. Save $27 vs. buying them separately ($56).
$29$56
- Ultimate Budget Planner$12
- Debt Snowball & Avalanche Planner$9
- Paycheck Budget Planner$9
- Savings Goals & Sinking Funds Tracker$7
- Net Worth Tracker$7
- Side Hustle Income & Expense Tracker$12
Questions & answers
How does it decide which paycheck pays a bill?
A bill is paid from the paycheck whose window contains its due date: the paycheck you receive on or before the due date and before the next payday.
What if my paycheck amount changes?
Enter the actual amount for any individual paycheck and that paycheck's numbers update.
Does it handle semi-monthly pay?
Yes. Choose semi-monthly and enter your two pay days (for example the 15th and the last day of the month).
How many bills can I add?
Up to 30 bills, plus up to 10 per-paycheck spending categories.
Does it work in Google Sheets?
Yes. Upload the file to Google Drive and open it with Google Sheets.



