Free Simple Monthly Budget: The free 50/30/20 budget
The free 50/30/20 budget
Features

Everything you need, nothing you don't

50/30/20 done for you

Enter your take-home pay and the template works out your needs, wants and savings targets.

Planned vs. actual

List what you plan to spend and what you actually spent, and see the difference.

Excel or Google Sheets

A single tidy sheet that works anywhere.

What's included

In your download

  • Start Here tabHow to use it in five minutes.
  • Simple budget sheetIncome, needs, wants, savings and your 50/30/20 split.
FAQ

Questions & answers

Is it really free?

Yes. Gumroad asks for your email address so it can send the download link. You can unsubscribe from updates at any time.

What's the difference from the Ultimate Budget Planner?

The free version is a single monthly page. The Ultimate Budget Planner adds 12 monthly tabs, a transaction log, budget vs. actual tracking for up to 30 categories and an annual dashboard.

Does it work in Google Sheets?

Yes. Upload the file to Google Drive and open it with Google Sheets.

Keep going

Related free resources

50/30/20 Budget Calculator

Split your take-home pay into needs, wants and savings.

Open calculator →

The 50/30/20 Rule: A Simple Budget That Actually Works

Split your take-home pay into needs, wants and savings. What goes where, a worked example, and when to change the ratio.

Read · 4 min →